Since scams are profitable there’s no reason to believe they’re going away anytime soon. The AARP monitors this activity and is reporting that in 2022 these were the three most popular: Identity Fraud, Imposter Scams and Online Shopping Scams.
Here’s what to watch for to help you stay safe:
1. Identity Fraud:
When your personal information is stolen it’s identity theft. When your stolen information is used to obtain money, it’s identity fraud. You never know how your information was compromised, but to safeguard yourself, avoid sharing information with anyone who contacts you. Don’t click on links in emails and texts unless you know and trust the source.
2. Imposter Scams:
These are scammers pretending to be your bank, government agency, charitable or sweepstakes organization, etc. You’ll hear things like your utilities will be cut off or you won a big prize. All you need to do is send money. If you get a request, or a demand, for money – sign off.
3. Online Shopping Scams:
These are fake websites that need a login. Doing so to buy some great deal will send your personal information to the scammers. These websites can also plant malware on your computer which will give the scammers even more of your information.