Learn about Frauds and Scams

The Top Three Scams As of 2022:

Since scams are profitable there’s no reason to believe they’re going away anytime soon. The AARP monitors this activity and is reporting that in 2022 these were the three most popular: Identity Fraud, Imposter Scams and Online Shopping Scams.

Here’s what to watch for to help you stay safe:
 
1.  Identity Fraud:
When your personal information is stolen it’s identity theft. When your stolen information is used to obtain money, it’s identity fraud. You never know how your information was compromised, but to safeguard yourself, avoid sharing information with anyone who contacts you. Don’t click on links in emails and texts unless you know and trust the source.
 
2.  Imposter Scams:
These are scammers pretending to be your bank, government agency, charitable or sweepstakes organization, etc. You’ll hear things like your utilities will be cut off or you won a big prize. All you need to do is send money. If you get a request, or a demand, for money – sign off.
 
3.  Online Shopping Scams:
These are fake websites that need a login. Doing so to buy some great deal will send your personal information to the scammers. These websites can also plant malware on your computer which will give the scammers even more of your information.

OTHER SCAMS TO BE MINDFUL OF:

THE "FAVOR" SCAM:

This one may seem simple, but all the scammer needs is a couple of real names and email addresses (such as from an email roster for a bowling league, or a list of league officers that has been posted on a website, etc.), the scammer will then create a couple of fake email accounts with one or more those names from the roster and start asking or begging the others for favors. 

So, as a reminder, if you receive an email from your friend, relative, or coworker asking for anything of value you should always contact that person independently by phone or in person to verify the request first.  *Do Not Reply To The Email.